Navigate all of life's moments.
Financing for special experiences or unexpected events.
Several loan options
Affordable rates
Flexible repayment plans
Life Event Lending
Financial needs are not one-size-fits-all. Neither are Michigan First Personal Loans. Whether you want to pay for your dream wedding, an important medical procedure, or a fishing boat you've had your eye on, we have a customized loan for every need and every dream. Our affordable loans can be used for:
- Life Stages: These can include a wedding, a new baby, college tuition, or a new home.
- Unexpected Events: You may need funds due to a medical procedure, auto repairs, job loss or the passing of a loved one.
- Living Your Best Life: Update your home, take a trip, consolidate debt, buy a boat or other vehicle.
Loan Types
- Life Event Loan: It's money you can use however you want. You borrow a set amount at a fixed rate and make monthly payments. It's almost always more cost-effective than charging large payments to a credit card.
- Savings Secured Loan: Use your savings account as collateral for a low-interest loan. Borrow from $500 up to the balance in your account. This is a great way for you to rebuild your credit score so you can eventually qualify for a larger loan.
- Signature Line of Credit: It's comforting to know you have extra money available. This loan comes with a preset limit and you can draw from it anytime. We offer a fixed interest rate and convenient access via online and mobile banking.
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.
